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ERISA Appeals |
 With Frankel & Newfield on your side, you have made the right first step toward ensuring that your rights will be protected. |
In some instances, Long Term Disability Benefits cases can be settled without appeals or trials. We are skilled negotiators, and our experience and knowledge in the economics of Disability Benefits gives us the ability to settle cases in the best interest of our clients, even when we are presented with difficult situations.
Frankel & Newfield Wins Appeal and Then Negotiates Buy Out From CIGNA
Issue:
After CIGNA wrongfully terminated our client’s claim, we prepared a strong appeal and had the claim benefits reinstated. But that was just for starters. Our client was 47 years old, was suffering from back problems that were not expected to improve and did not want to have any future problems with CIGNA.
Result:
Once the claim was successfully reinstated, we secured a lump sum payment of all future benefits. Our client was free from having to worry about going through any denials, appeals, or litigation from CIGNA.
CIGNA Terminates Claim After 13 Years of Paying
Issue:
We were contacted by a 47 year old client who had been receiving benefits from CIGNA on a orthopedic claim for 13 years. She had no financial resources whatsoever, and was penniless when she came to us.
Result:
Frankel & Newfield negotiated a lump sum payment that far exceeded our client’s expectations.
ER Physician Suffering from Post Traumatic Stress Disorder (PTSD) Presents Complex Case - We Achieve Highly Successful Outcome
Issue:
An Emergency Room Physician stopped practicing medicine because of PTSD, and also allowed her policies to lapse. Her LTD insurance company rejected the claim, maintaining that she made the decision to leave and not because of any disability. Her medical record was not strong, and the lapsed policies created a real challenge.
Result:
We were able to negotiate a successful resolution for her two claims, securing a major cash settlement in spite of the case’s difficulties. As a result, she has been able to move on with her life.
Frankel & Newfield Secures Windfall Resolution of Terminated Claim
Issue:
Our client's claim was terminated after being paid for 12 years under own occupation policy. UNUM claimed no further impairment following an FCE.
Result:
In a pre-litigation resolution, Frankel & Newfield secured a lump sum resolution of the claim that exceeded what litigation would have secured.
Frankel & Newfield Resolves Disputed Claim for Benefits
Issue:
Our client, an emergency room physician, left practicing due to PTSD. Her claim was rejected by the insurer, who argued that she left on her own accord, rather than due to a disability. Her medical support lacked strong evidence to litigate the issues. The client also allowed her policies to lapse.
Result:
We negotiated successful resolutions for the client's two claims - securing a windfall recovery beyond the client's expectations and providing closure to an extraordinarily difficult time for her
Frankel & Newfield Successfully Resolves Claim for Client
Issue:
We were retained after CIGNA had terminated a claim that it was paying for 13 years. Our client was left penniless as a result of CIGNA's actions.
Result:
We negotiated a lump sum payment of her claim that far exceeded our client's expectations, and provided our client with closure on her claim.
Frankel & Newfield Wins Appeal, Negotiates Buy Out of Claim
Issue:
After CIGNA wrongfully terminated our client's claim, we appealed to get the claim reinstated.
Result:
After securing the reinstatement of the claim, we thereafter secured a lump sum settlement of all future benefits that far exceeded the client's expectations.
The information provided herein is not intended as a substitute for legal advice, and is simply general information from other claim experiences. Each situation is unique and demands its own review and analysis.
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