It is important to appreciate that it is NOT the diagnosis that makes someone disabled, but, rather, the functional limitations that result from medical conditions.  At Frankel & Newfield, we properly advocate the claimant's functional limitations in support of the claim.

Often, insurance companies deny Long Term Disability claims, arguing that an illness is based only on subjective complaints or a lack of objective findings to support a condition.  Another tactic is to completely refuse to recognize an illness as a disability, accusing the policyholder of merely gathering series of symptoms.  Insurance companies often also fail to consider the co-morbid nature of a claimant's multiple conditions, choosing instead to isolate the conditions are ignore the overall impact upon one's functional limitations.  These strategies are geared with one thing in mind, and one thing only - to delay and deny making payments on a policy.

At Frankel & Newfield, we will advocate for your claim with our aggressive representation and experience with these and all medical conditions.  Call us at 1-877-LTD-CLAIM (1-877-583-2524) or click here to send an email to learn more about our practice, and how we can help you.

Long Term Disability Insurance Lawyers Frankel & Newfield represent policyholders with many medical conditions, including: