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Long Term Disability Insurance Policyholders navigating the many stages of the claim process for disability Insurance can easily be overwhelmed by its complexity.

Presented here is general information designed to help you gain a better understanding of what the Disability Insurance Claims process is all about. We’ve organized it in a way that we think will be most helpful.

However, every situation is different and every Long Term Disability policy is different, so if you have any questions, contact us by calling at 1-877-LTD-CLAIM (1-877-583-2524) or click here to send us an email.

• General Questions
  Click here to read some of the most common questions that we hear from clients.



• Guidelines for Claimants
  These are some of the basics you need to know about insurance companies, record keeping, and your health care providers. Click here to learn more.



• Glossary of Terms
  Click here for a glossary of terms that you will see used in Long Term Disability Insurance policies, as well as in other insurance policy matters. Keep in mind that many insurance companies have their own definition of terms, which they may list in your contract.